CLICK HERE FOR PRINTER FRIENDLY VERSION

Recognizing Our Customers’ Expectations of Privacy

First Bank of the Palm Beaches recognizes and respects the sensitive nature of the personal information you provide to us. When you entrust us with your nonpublic personal information (that is, information about you not known publicly that we obtain in connection with providing a financial product or service) you can be certain it will be used only in an appropriate manner and that every precaution will be taken to keep your information safe and secure.

Notice of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean First Bank of the Palm Beaches.

This is our privacy notice for our customers. When we use the words, "you" and "your" we mean the following types of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Deposit Account
• Loan Account
• Safe Deposit Box

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".

The Information We Collect

We collect, use and retain information about you as needed to administer your accounts and relationships with the bank. The collection and retention of your financial information also allows us to offer specific products and services we believe will be useful to you.

We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions
• Information about your transactions with other parties
• Information from a consumer reporting agency.
• Information we receive as a result of verifying customer information

Information We Disclose About You

We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

The Confidentiality, Security, and Integrity of Your Information

We take your privacy expectations seriously. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Employees are educated on the importance of maintaining the confidentiality of customer information.

We maintain physical, electronic, and procedural safeguards which comply with federal standards to guard your nonpublic personal information. As technology continues to advance, we will continue to evaluate security standards to protect your information from access by unauthorized persons.

Information About Former Customers

We do not disclose information about former customers, except as permitted by law. We value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions or comments about Our Privacy Policy, please give us a call or drop by.

About Children's Online Privacy

The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. First Bank of the Palm Beaches' websites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission's website at www.ftc.gov/privacy/privacyinitiatives/childrens. For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely.

FIRST BANK OF THE PALM BEACHES
415 5TH STREET
WEST PALM BEACH, FL 33401
TELEPHONE: (561) 847-2700
FAX: (561) 847-2722
www.firstbankpb.com

return to top