At First Bank of the Palm Beaches, we do our best to put the “personal” back in consumer lending. If you want to speak with someone about what type of loan makes sense for you, or work to figure out the right payment terms, you have come to the right place.

We strive to achieve that high level of personal service while providing the fast and efficient service that you naturally want out of your bank. We promise you will enjoy our competitive interest rates as well.

Calculate what your payment would be, or figure out the right amount to borrow in our Calculators section. Also please don’t hesitate to Contact Us if you would like any more information or if you would like to apply for a loan.

Check out some of our featured products and rates and see if they are right for you.

Home Equity Line of Credit

This is a revolving line of credit secured by your primary residence*. Since you are pre-approved up to a given amount (up to $1 million), you can write checks against your account any time you wish. This allows you the flexibility to improve your home, take a vacation, or make a purchase that you desire while maintaining lower interest rate than found on almost all major credit cards.

APR = Annual Percentage Rate

Jumbo Mortgage

A jumbo mortgage is just like a conventional mortgage but cannot be sold to Fannie Mae or Freddie Mac, the two agencies that purchase the bulk of the residential mortgages in the United States.

Contact First Bank today to find out about our low rates on Jumbo mortgages.

*Property insurance, including flood, if applicable will be required.  Bank may pay all or part of third party fees depending on intended usage.  Closing costs range from $592.00 to $7,000.00.  If account is closed within the first 36 months after opening, all closing costs paid on your behalf must be reimbursed to the bank and a $300.00 closing fee paid.