Buying a Car

Buying a car is stressful, frustrating and time consuming. Finding your loan shouldn’t be. First Bank of the Palm Beaches is eager to finance your vehicle and we look forward to eliminating the stress from your car buying experience.

The Loans

If you are in the market for a new car or lease, have good credit and are and are employed or have a steady source of repayment you can arrange financing at First Bank of the Palm Beaches in advance of your purchase at good rates and reasonable terms.

Pre-owned automobiles can be more difficult finance and there may be some aspect of your financial life that the major auto lenders will not take the time to understand. The power of a community bank relationship can serve you well, a First Bank representative will take the time to understand your individual situation and consider your financing request.

The Advice

First, know what dealer or manufacturer incentives are available on your vehicle. Automobiles may have zero percent financing available but may also have a cash-rebate as opposed to the financing option.  Allow a First Bank banker to advice you on which option makes the most sense for your particular situation.

Also, to make your car buying experience easier, car buying services have become more popular in today’s market and can take the greatest part of the stress out of the equation. Locally Costco and AutoNation Direct have excellent services and will do the leg work to buy your car for you and get you a fair price with absolutely no hassle. Either that, or get ready to negotiate with your dealer and go to work. No matter what, make sure you are getting the best loan available for your purchase.

The Accounts

Don’t forget about the kids either. Just like college, buying your kids a car is a large expense and doesn’t have to be stressful the day you decide to buy them one. Open a Youth Savings Account and get the savings started early.

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