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Business Checking Accounts

First Business Checking

Growing businesses can count on a real relationship with First Bank of the Palm Beaches. We are a small bank and can afford to give your small businesses the attention that you need and deserve.  As a community bank, we are ideally suited to pay attention to your businesses’ banking needs, so you can afford to pay attention to what is important to you, your customers. Avoid hassles and 1-800 numbers and call First Bank today!

First Business Checking is an account tailored for our small business customers. With this account (no maintenance fees with balances over $2,500 or with an average ledger balance of $5,000 or greater), you can have up to 200 debits and credits transacted through your account at no additional charge. Your first order of standard business checks is free. Account features include:

  • First order of business checks free
  • 200 free account transactions*
  • No maintenance fees on balances above $2,500 or an average ledger balance of $5,000 or greater**
  • $100 initial deposit

Non-Profit Checking***

We are a community bank and fully support those organizations in our area that make the effort to help others. For those charitable organizations in our community, we offer a unique checking account with no monthly maintenance fees and unlimited check writing. Account features are:

  • No maintenance fees
  • First order of standard checks free
  • No fee official checks
  • Complimentary notary service
  • $100 initial deposit

Commercial Checking

Our Commercial Checking is ideal for businesses with moderate to high levels of transaction activity or Remote Deposit. Balances in your account earn an earnings credit, which helps offset account maintenance and transaction fees. The fees are listed below. The earnings credit can also be used to offset other fees such as wire transfer fees and stop payment fees. To complement our Commercial Checking account we offer free Internet Banking and a sophisticated array of cash management services. The account summary follows:

  • $.15 per debit
  • $.30 per credit
  • $.10 per deposit item
  • $.15 rolled coin (purchase / deposited)
  • $.15 strapped currency (purchase / deposited)
  • $15 monthly maintenance fee
  • Earnings credit calculation based on average monthly balance
  • $100 initial deposit

*Additional debits and credits above the 200 free transaction limit cost $.20 per transaction
**First Business Checking Accounts with balances under $2,500 are subject to a $15 monthly maintenance fee.
***Available to Foundations, School-Related Activities, Clubs, Sports Leagues, Charitable Organizations, Churches and Homeowners Associations. Only two Non-Profit Checking Accounts per organization